Mortgage Land Prosperity

An IVA is a formal and legally binding agreement with your unsecured lenders in which you`ll repay an agreed percentage of your debts (depending on how much you owe and how much you can afford) over a set period of time.

Designed to help people with unmanageable debts, IVAs are considered by some to be a preferable alternative to bankruptcy – although in some cases, bankruptcy (or another debt solution altogether) could be a better option. You`ll need to discuss your options with a debt adviser before you make a decision.

Read more (http://www.thinkmoney.com/debt/IVA/iva-advantages-and-disadvantages-0-3292.htm)

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